# Complyfirst

> Complyfirst — compliance automation platform helping regulated businesses meet their obligations.

## Pages

- [Complyfirst | About Us](https://complyfirst.co/about-us.md): Complyfirst is the #1 reporting platform for PIs, EMIs, and banks, trusted by leading financial institutions in multiple jurisdictions.
- [Complyfirst Careers](https://complyfirst.co/careers.md): Complyfirst is the go-to reporting platform for regulated financial firms. We're hiring. Come build with us.
- [Account Executive Position](https://complyfirst.co/careers/account-executive.md)
- [AI Data Scientist Position](https://complyfirst.co/careers/ai-data-scientist.md)
- [Chief of Staff Position](https://complyfirst.co/careers/chief-of-staff.md)
- [Pre-Sales Compliance Consultant Position](https://complyfirst.co/careers/presales-compliance-consultant.md)
- [Senior Full Stack Developer Position](https://complyfirst.co/careers/senior-full-stack-developer.md)
- [Code of Business Ethics](https://complyfirst.co/code-of-business-ethics.md)
- [Cookie Policy](https://complyfirst.co/cookie-policy.md)
- [Complyfirst Customers | #1 Reporting Platform for PIs, EMIs, Banks](https://complyfirst.co/customers.md): Regulatory, tax, internal, qualitative, quantitative. There’s no report Complyfirst can’t handle. XML/XBRL generation. Fast 1:1 support. Automated data collection, real-time validation, built for multi-jurisdiction reporting.
- [#1 Reporting Platform for PIs, EMIs, Banks](https://complyfirst.co/index.md): Regulatory, tax, audit, fraud, or custom reports. There’s no report Complyfirst can’t handle. XML/XBRL generation. Fast 1:1 support. Automated data collection, real-time validation, built for multi-jurisdiction reporting.
- [Microsoft Integration](https://complyfirst.co/integrations/microsoft.md)
- [Okta Integration](https://complyfirst.co/integrations/okta.md)
- [Slack Integration](https://complyfirst.co/integrations/slack.md)
- [Information Security Management System (“ISMS”) Policy](https://complyfirst.co/isms-policy.md)
- [Privacy Policy](https://complyfirst.co/privacy-policy.md)
- [Complyfirst Reports](https://complyfirst.co/reports.md): Launch, scale and report in every jurisdiction with us. No need for your teams to interpret schemas and rules from scratch.
- [Automate Your Annual AML REQ Submission](https://complyfirst.co/reports/cbi-aml-req.md): Automate your CBI AML REQ submission. XML generation, real-time XSD validation, and CBI portal upload across all six regulated sectors. Used by Fexco, SumUp, TransferMate, and leading Irish-regulated firms.
- [Automate Monthly REP027 Submissions](https://complyfirst.co/reports/rep027-fca-safeguarding-return.md): Automate your monthly FCA Safeguarding Return (REP027). XML generation,
XSD validation, and direct RegData API submission. Used by leading UK PIs and EMIs.
- [Service Level Agreement](https://complyfirst.co/sla.md)
- [Slavery Policy](https://complyfirst.co/slavery-policy.md)
- [AML REQ for CIs Snapshot](https://complyfirst.co/snapshot/aml-req-for-cis.md): High-level overview of the Central Bank of Ireland AML REQ for Credit Institutions, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Credit Unions Snapshot](https://complyfirst.co/snapshot/aml-req-for-credit-unions.md): High-level overview of the Central Bank of Ireland AML REQ for Credit Unions, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for CASPs Snapshot](https://complyfirst.co/snapshot/aml-req-for-crypto-asset-service-providers-casps.md): High-level overview of the Central Bank of Ireland AML REQ for CASPs, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Investment Firms Snapshot](https://complyfirst.co/snapshot/aml-req-for-investment-firms.md): High-level overview of the CBI's AML REQ for Investment Firms, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Life Insurance Snapshot](https://complyfirst.co/snapshot/aml-req-for-life-insurance-institutions.md): High-level overview of the Central Bank of Ireland AML REQ for Life Insurance, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for PIs and EMIs Snapshot](https://complyfirst.co/snapshot/aml-req-for-pis-and-emis.md): High-level overview of the CBI's AML REQ for PIs and EMIs, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [CARF Snapshot](https://complyfirst.co/snapshot/carf.md): Learn the UK CARF reporting requirements for crypto-asset service providers, including scope, data fields, reporting deadlines, and HMRC compliance steps.
- [CRS2 Snapshot](https://complyfirst.co/snapshot/crs2.md): Get a clear snapshot of CRS2 outlining scope, data requirements, reporting obligations, deadlines, and next steps for financial institutions preparing for enhanced tax transparency.
- [DAC8 Snapshot](https://complyfirst.co/snapshot/dac8.md): Get an overview of the EU DAC8 crypto-asset reporting rules, including scope, data requirements, and annual XML reporting under the OECD CARF framework.
- [DORA Register of Information (ROI) Snapshot](https://complyfirst.co/snapshot/dora-roi.md): Get a snapshot guide on how to complete the DORA ROI: The 4 keys, supply chain mapping, and data quality.

- [FCA Safeguarding Return Snapshot](https://complyfirst.co/snapshot/fca-safeguarding-return.md): Learn how the FCA's monthly Safeguarding reporting works, who’s in scope, what data to report, and how to submit.
- [Instant Payments Report (IPR) Snapshot](https://complyfirst.co/snapshot/instant-payments-report.md): Understand the EU Instant Payments Report (IPR): who it applies to, required templates, sanctions reporting, annual deadlines, and XBRL filing process.
- [Spanish Models 196 & 170 Snapshot](https://complyfirst.co/snapshot/spanish-models-196-and-170.md): Learn how Spanish Tax Agency Models 170 and 196 reporting works, who’s in scope, what data to report, and how to submit monthly filings.
- [Terms and Conditions](https://complyfirst.co/terms-and-conditions.md)
- [Terms of Use](https://complyfirst.co/terms-of-use.md)
- [Thank You](https://complyfirst.co/thank-you-event.md)
- [Complyfirst Use Cases](https://complyfirst.co/use-cases.md): Get started with Complyfirst's pre-built compliance automation workflows, fully customisable to your processes and policies.
- [Regulatory Reporting Software for Multi-Licensed Firms ](https://complyfirst.co/use-cases/regulatory-reporting.md): Submit regulatory returns faster with software built for multi-licensed firms. Automatic validation, approvals, and audit trails, built in for every return.

## Resources

- [Central Bank of Ireland's AML REQ for Crypto-Asset Service Providers (CASPs): What You Need to Know](https://complyfirst.co/resources/aml-req-for-casps-explained.md): The new AML REQ for CASPs introduces XML-only submissions, strict validation rules and significantly more AML data reporting. Here’s what crypto firms need to know.
- [How to Submit Monthly REP027 Returns via FCA RegData](https://complyfirst.co/resources/how-to-submit-monthly-rep027-returns-via-fca-regdata.md): REP027 has 17 sections and a 21 July deadline. We break down who's in scope, the three trickiest sections, and how to build a repeatable monthly process.
- [Inside REP027: Preparing for the FCA's New Monthly Safeguarding Return](https://complyfirst.co/resources/inside-rep027-preparing-for-the-fca-s-new-monthly-safeguarding-return.md): Dan and Fiona covered all things REP027 - who's in scope, how to complete the return, and how you can automate it.
- [Investment Firms AML REQ Explained: Everything to Know Before the 30 June 2026 Deadline](https://complyfirst.co/resources/investment-firms-aml-req-explained.md): The new AML REQ for Investment Firms introduces XML-only submissions, strict validation rules and significantly more AML data reporting. Here’s what firms need to know.
- [AML REQ for Credit Institutions](https://complyfirst.co/snapshot/aml-req-for-cis): High-level overview of the Central Bank of Ireland AML REQ for Credit Institutions, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for PIs and EMIs](https://complyfirst.co/snapshot/aml-req-for-pis-and-emis): High-level overview of the CBI's AML REQ for PIs and EMIs, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Crypto-Asset Service Providers (CASPs)](https://complyfirst.co/snapshot/aml-req-for-crypto-asset-service-providers-casps): Get a high-level overview of the Central Bank of Ireland AML REQ for CASPs, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Investment Firms](https://complyfirst.co/snapshot/aml-req-for-investment-firms): Get a high-level overview of the CBI's AML REQ for Investment Firms, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Credit Unions](https://complyfirst.co/snapshot/aml-req-for-credit-unions): High-level overview of the Central Bank of Ireland AML REQ for Credit Unions, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [AML REQ for Life Insurance Institutions](https://complyfirst.co/snapshot/aml-req-for-life-insurance-institutions): High-level overview of the Central Bank of Ireland AML REQ for Life Insurance, including scope, reporting requirements, key data fields, XML submission rules and AML/CFT reporting considerations.
- [How to Complete the FCA Safeguarding Return (REP027): A Step-by-Step Guide](https://complyfirst.co/resources/how-to-complete-the-fca-safeguarding-return-rep027-a-step-by-step-guide.md): A complete guide to REP027, the FCA’s new monthly safeguarding return for UK payment and e-money institutions. Learn who it applies to, key deadlines, reporting requirements, and how to prepare before the July 2026 deadline.
- [FCA PS25/12 Explained: What the New Safeguarding Regime Means for PIs and EMIs](https://complyfirst.co/resources/fca-ps25-12-explained-what-the-new-safeguarding-regime-means-for-pis-and-emis.md): Stay ahead of the FCA’s new safeguarding rules under PS25/12. Learn how annual audits and monthly RegData reporting will impact EMIs and payment institutions from May 2026, and how to prepare.
- [Instant Payments Regulation (IPR) Reporting: What EU PSPs Must Submit by 9 April 2026](https://complyfirst.co/resources/instant-payments-regulation-ipr-reporting-what-eu-psps-must-submit-by-9-april-2026.md): EU Instant Payments Report (IPR) explained: reporting scope, 4-year backfill, entity-level obligations, and what PSPs need to prepare for the 9 April 2026 deadline.
- [New EBA Instant Payments Report: What firms need to know 
before 9 April](https://complyfirst.co/resources/new-eba-instant-payments-report-what-firms-need-to-know-before-9-april.md): Together with Financial InnovateHER, Fiona and Dan covered what to look out for and how to complete your IPR submission (each tab step-by-step).
- [DORA ROI](https://complyfirst.co/snapshot/dora-roi): Get a snapshot guide on how to complete the DORA ROI: The 4 keys, supply chain mapping, and data quality.
- [CPC 2026: Are you ready? A practical session for PIs & EMIs](https://complyfirst.co/resources/cpc-2026-are-you-ready-a-practical-session-for-pis-and-emis.md): Webinar on Ireland’s new Consumer Protection Code (CPC): CBI expectations, common myths, and a practical look at how firms can operationalise the requirements.
- [CARF](https://complyfirst.co/snapshot/carf): Learn the UK CARF reporting requirements for crypto-asset service providers, including scope, data fields, reporting deadlines, and HMRC compliance steps.
- [The CBI’s RSO for 2026: A Snapshot Guide for PIs & EMIs](https://complyfirst.co/resources/files/the-cbis-rso-for-2026-focus-areas-for-pis-emis): A practical snapshot guide to the CBI’s 2026 Regulatory & Supervisory Outlook for Irish PIs and EMIs. Understand the key supervisory priorities shaping Payments and E-money this year.
- [CRS2](https://complyfirst.co/snapshot/crs2): Get a clear snapshot of CRS2 outlining scope, data requirements, reporting obligations, deadlines, and next steps for financial institutions preparing for enhanced tax transparency.
- [DAC8](https://complyfirst.co/snapshot/dac8): Get an overview of the EU DAC8 crypto-asset reporting rules, including scope, data requirements, and annual XML reporting under the OECD CARF framework.
- [Instant Payments Report](https://complyfirst.co/snapshot/instant-payments-report): Understand the EU Instant Payments Report (IPR): who it applies to, required templates, sanctions reporting, annual deadlines, and XBRL filing process.
- [FCA Safeguarding Return](https://complyfirst.co/snapshot/fca-safeguarding-return): Learn how the FCA's monthly Safeguarding reporting works, who’s in scope, what data to report, and how to submit.
- [Spanish Models 196 & 170](https://complyfirst.co/snapshot/spanish-models-196-and-170): Learn how Spanish Tax Agency Models 170 and 196 reporting works, who’s in scope, what data to report, and how to submit monthly filings.
- [How to Complete the FCA Safeguarding Monthly Return (Guide for APIs, EMIs, SPIs and SEMIs)](https://complyfirst.co/resources/how-to-complete-the-fca-safeguarding-monthly-return-guide.md): Guide to the FCA’s new monthly safeguarding return for UK EMIs, APIs and SPIs, covering scope, required data fields, RegData submission deadlines and practical steps.
- [🇬🇧 UK Webinar: Major Regulatory & Tax Reporting Changes in 2026. Are You Ready?](https://complyfirst.co/resources/uk-webinar-major-regulatory-and-tax-reporting-changes-in-2026-are-you-ready.md): Fiona presented a clear, practical overview of the FCA's monthly Safeguarding Return, CRS2, and CARF.
- [🇪🇺 EU Webinar: Major Regulatory & Tax Reporting Changes in 2026. Are You Ready?](https://complyfirst.co/resources/eu-webinar-major-regulatory-and-tax-reporting-changes-in-2026.md): Fiona presented a clear, practical overview of Spanish tax reporting (Models 196 & 170), CRS2, DAC8, and IPR reporting.
- [CRS 2.0 Reporting Requirements for E-Money Firms and Financial Institutions Explained](https://complyfirst.co/resources/crs-2-reporting-requirements-explained.md): CRS 2.0 amends the Common Reporting Standard and brings e-money firms into scope. The UK (HMRC) and EU (DAC8) deadlines, data rules and penalties, explained.
- [EU DAC8 Crypto-Asset Reporting Requirements Explained (2026 Guide)](https://complyfirst.co/resources/dac8-crypto-asset-reporting-guide.md): This blog breaks down what DAC8 is, who it applies to, and how reporting works in practice.
- [New Spanish AEAT Tax Reporting Requirements Explained: Models 196 and 170 (2026 Guide)](https://complyfirst.co/resources/tax-reporting-models-196-and-170-2026-guide.md): This guide breaks down Spanish tax models 196 and 170, and their reporting obligations.
- [SumUp’s Switch to Complyfirst Cuts Reporting Workload by 90% in 4 Jurisdictions](https://complyfirst.co/resources/sumup-regulatory-reporting.md): SumUp manages regulatory reporting obligations across multiple jurisdictions with Complyfirst.
- [Decta Goes Live With Regulatory Reporting in <24hrs](https://complyfirst.co/resources/decta-regulatory-reporting.md): Following their 2024 authorisation, Decta needed a fast, reliable way to meet immediate regulatory reporting requirements.
- [Zing Speeds Up SAR Investigation Time From 6 Hours to Under 1](https://complyfirst.co/resources/zing-regulatory-reporting-and-sars.md): Zing, a UK EMI and HSBC subsidiary, used Complyfirst to automate regulatory reporting and SARs, cutting workload and freeing up compliance teams.
- [TrueLayer Spends 50% Less Time on Regulatory Reporting with Complyfirst](https://complyfirst.co/resources/truelayer-regulatory-reporting.md): TrueLayer, Europe’s leading Pay by Bank provider, regulated by the FCA and CBI, needed to simplify regulatory reporting across the UK and Ireland.
- [DORA Register of Information Requirements Explained (Guide for EU Financial Entities)](https://complyfirst.co/resources/dora-roi-guide-for-eu-financial-entities.md): Clear guide to the DORA ROI: what it includes, how to complete the 15 tables, use the 4 keys, and avoid the errors seen in the dry run.
- [DORA ROI Demystified](https://complyfirst.co/resources/complyfirst-fscom-dora-webinar.md): Fiona joins fscom’s Stuart Smith and Benjamin Gray to discuss how firms have responded to DORA one year after implementation, sharing lessons learned, reporting insights, and best practices.
- [Briefing 1: AML REQ Overview](https://complyfirst.co/resources/aml-req-overview.md): A practical walkthrough of the new AML REQ: who it applies to, what’s changing, key deadlines for PI/EMI and Credit Institutions, and how to prepare for XML-only submissions via the CBI portal.
- [Briefing 2: Practical steps to comply with the AML REQ](https://complyfirst.co/resources/briefing-2-aml-req-steps.md): A practical walkthrough of the steps firms need to complete for the AML REQ:  from data extraction and gap analysis to XML decisions, and CBI testing and submission.
- [Central Bank of Ireland's New AML REQ Explained for Payment and E-Money Institutions](https://complyfirst.co/resources/cbi-new-aml-req-requirements-explained.md): The Central Bank of Ireland has introduced a new XML-based AML REQ for Irish PIs and EMIs. Learn what’s changed, what data is required, and how to prepare for the 13 Feb 2026 deadline.

## Optional

- [Full text bundle](https://complyfirst.co/llms-full.txt): All page content concatenated as markdown.
- [Canary](https://complyfirst.co/llms-canary-2026.md): Tracking probe — fetched only by agents that parsed this file.