The Central Bank of Ireland’s annual data return on your firm’s money laundering and terrorist financing risk. Customers, products, jurisdictions, controls — all submitted as a structured XML file via the CBI Portal.

Here's why it matters:

• Statutory: Mandatory under your AML/CFT obligations.
• Supervisory: The data directly shapes whether the CBI lines you up for a deep-dive inspection.
• Strategic: Feeds into the incoming EU AMLA framework
• Visible: Quality and completeness signal the maturity of your AML programme.

The requirement depends on the sector-specific guidance issued by the Central Bank of Ireland. AML REQs currently apply across a range of regulated entities, including Credit Institutions, Payment Institutions, Electronic Money Institutions, Investment Firms, Crypto-Asset Service Providers, Life Insurance Firms, and Credit Unions.

The AML REQ is an annual regulatory return. Firms are required to submit data based on the prescribed reference date outlined in the relevant guidance notes.

The Central Bank requires AML REQ submissions to be made in XML format using the prescribed XSD schema. Excel files may be provided for reference purposes, but cannot be submitted.